This should not affect your credit limit, rewards, APR and so on. You can ask the financial institution to issue your new credit cards with different account numbers. Or if a bank or a credit union issued the card, make sure to call them. Here are the phone numbers for the four major credit card issuers: To find the phone number for your credit card issuer, log into your online account. Instead of canceling your account, they can suspend your card to keep your account safe until the issue is resolved. This is different from canceling your accounts, which is what some people try to do when they lose their wallets.Įvery financial institution has a different process when you report a lost or stolen credit card. The next step is to call your credit card issuers and report your card as lost or stolen. But if you delay, your risk of being held responsible (and the likelihood of adverse effects) increases with each passing day. When you act quickly, you limit your liability if someone does use your accounts. This way, you can flag those transactions to the financial institution when you call to make the report. Log into all of your bank accounts to check for any unusual or suspicious activity. Use your list to make a plan of whom to contact (in order of importance) to report the loss. This includes but is not limited to all credit and debit cards, health insurance cards, dental and eye insurance cards, gift cards, checkbook and so on. First, make a list of every item that was in your wallet (from what you can remember). Once you’re sure you have lost your wallet and not just misplaced it, it’s time to get down to business. Make a List of Everything that Was in Your Wallet So make sure you check every possible option for your wallet before giving up and declaring it lost. And this can be particularly painful if you find your wallet a few days later. Once you start going through the steps that are listed below, you will probably end up with all new account numbers. Call stores, restaurants and other retail establishments you have visited.Pockets of any clothes you have worn recently.Check your car and all bags (purse, backpack, etc.).Ask your housemate(s) if they have seen your wallet.Here are ideas of where to start looking: I can’t tell you the number of times I thought I’d lost my wallet only to find it a day or so later in a different purse or the bottom of my closet. The first step you need to take if you lose your wallet is to figure out if you really lost it. Determine if it’s Actually Lost or Just Misplaced If you have the unfortunate luck to lose your wallet, here are the steps you need to take to protect yourself. Report Your Social Security Card as Missing and Consider Freezing Your Credit
#Lost my checkbook license#
Report Your Driver’s License as Missing to the DMV We want to help you so please report any suspicious behavior as soon as possible. If there are fraudulent charges made to your account, please come by any of our branches to fill out the necessary fraud report papers. If you are unsure of the exact check number(s) or range of check numbers, you may need to close the account and open a new one.ĭuring SRP business hours ( Monday and Tuesday, 8:30 am - 5:30 pm Wednesday, 8:30 am - noon Thursday and Friday, 8:30 am - 6 pm) you may call us directly at:Īfter hours, please call the appropriate number:įor Visa Credit Cards - 80 (Outside the US and Canada - 72 collect)īe sure to login to SRP Online to monitor your account for any unauthorized transactions.
If you believe you have lost your checkbook, or any individual blank checks, you should also report this immediately to the credit union, and put a stop on these checks. This is to limit any fraudulent activity that may occur to your account. If you have discovered that your SRP Visa Debit Cards or Visa Credit Cards have been lost or stolen, you must inform the credit union immediately. Lost or Stolen Visa Debit Card, Visa Credit Card or Checkbook What You Need to Know
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